Heighten Wealth

Investing can often lead to better long-term returns than simply saving, but finding the right balance between risk and reward is crucial. Our Wealth advisers will work with you to tailor your investment choices, helping you decide how much to invest and in what way.

We’ll also guide you on how to minimise the impact of market ups and downs, ensuring a smoother investment journey.

Retirement brings a whole new phase of life and shifts in how you use your money. Expenses like mortgage payments and commuting costs are often swapped for spending on leisure activities. It’s never too late to boost your retirement savings. Even if you already have a private or workplace pension, we can help you supplement your retirement income, ensuring you’re well-prepared for the years ahead.

We make finding the perfect mortgage easy. As independent specialists, we can choose from the best market options to get you the ideal deal.

With over 20 years of experience, our expert team has helped thousands of clients.

Whether you’re a first-time buyer, looking to remortgage, or investing in property, we’ll guide you through the options and secure a mortgage that fits your needs and goals.

We can help you unlock tax-free cash from your home without the need to sell or move out. The amount you can access depends on your age and the value of your home. You can choose to receive the money as a single lump sum or in smaller installments, and you can use it however you wish.

Whether it’s helping your children buy their own home, tackling financial concerns, paying off loans, or simply enjoying a more comfortable retirement, the choice is yours.

Thinking about what happens after you’re gone isn’t fun, but it’s important. With good financial and tax planning, you can ensure your loved ones can follow your wishes and avoid the burden of Inheritance Tax. Without proper planning, your family might face a hefty tax bill if you pass away unexpectedly.

Passing on your wealth efficiently to the next generation is crucial for those who have worked hard to build it. We’re here to help you do just that.

No one wants to pay more tax than necessary, and we’ve got the guide to help you reduce your tax exposure.

Taxes can be one of the biggest expenses you’ll encounter in your lifetime. With income tax rates as high as 45%, even small adjustments to your tax situation can result in significant savings.

Let us show you how to make the most of your wealth by keeping more of it in your pocket.

Family protection ensures your loved ones stay financially secure if something unexpected happens.

Our plan covers life insurance, critical illness, and income protection. Especially after the pandemic, it’s crucial to think about how your family would manage financially if you were no longer around or seriously ill. Our protection gives you peace of mind that your family can maintain their lifestyle no matter what.

Have you been delaying writing a will? You’re not alone. Less than 40% of UK adults have one, often thinking it’s too complicated, too costly, or just not a priority. However, without a will, you lose control over what happens to your estate when you pass away, potentially leaving your loved ones or chosen beneficiaries with nothing.

We’re here to simplify the process, ensuring your wishes are respected and providing peace of mind for you and security for your loved ones.

Planning to pass on your wealth can be complex and costly, but it’s crucial for securing your loved ones’ future and protecting your wishes.

Our NextGen Intergenerational Wealth Management offers a unique, comprehensive service to handle all your needs.

Fully accredited, authorised, and regulated, our expert team provides peace of mind as we help ensure your family’s financial security for generations to come.